Why Do I Need a Painting License?
Right now’s a great time to enter the professional painting game! Housing demand is on the rise. Cities across the nation are expanding at a rapid rate, and tons of new commercial and residential structures are being built every year.
With new construction comes painting gigs. Finding success with your painting business today is only a matter of attracting clientele.
In the painting business as well as in any other service-based businesses, reputation is everything. You can only get so far on slick painting marketing and sales techniques. To win the trust of your customers, you must be able to show your credentials. Getting a painting license is a great way of showing that you are qualified, reliable, and can do the job right.
Licensing and Certification
The requirements for attaining a painting license vary depending on where you live. Different states enforce different rules. For instance, painters in Arizona must have two years of verified work experience to become licensed.
On the other hand, Texas does not even have licensing requirements but does require painters to carry liability insurance.
In some states, painters may need to pass written licensing exams or even be bonded to get a license. There are also regulations at the local level to consider. For instance, you may need to get a business license in addition to any of the above to qualify for a painting license, depending on your city or county.
If you’re planning to run a painting business in California, you must be licensed by the Contractors State License Board.
License requirements include an application fee, an initial license fee, at least four years of journey level experience, completion of an exam, fingerprinting, license bond(s), and proof of workers’ compensation coverage or exemption therefrom.
Getting a license is only the start. To really set yourself apart from your competition, you should acquire professional certifications. There are many organizations that offer certificates in different painting specialties. The Society for Protective Coatings, for example, can certify a house painter as a Protective Coating Specialist if he or she is sufficiently skilled and experienced at protective coating jobs.
As a professional painter and business owner, you want to not only build your reputation by acquiring a license and certifications, but also protect it.
Unpredictable events can sink your business fast if you’re not prepared for them. A negligent employee may cause a customer to file a lawsuit. An accident involving a company vehicle may result in hefty damages. Expensive equipment may be stolen.
Fortunately, these losses and more can be covered as long as you have proper insurance coverage. Below are the different types of insurance available to professional painters:
General Liability –
This covers damages resulting from bodily injury and property damage. Let’s say an employee accidentally spills something on a customer’s carpet.
This insurance would cover the cost of cleaning or replacing the carpet. If the customer is injured from a slip and fall accident resulting from the spill, this would also cover the customer’s medical bills.
Commercial Vehicles –
Whether your business has a fleet of vans, or your employees use their own vehicles for work, make sure that your auto insurance policy is tailored to better protect your assets. Talk with your agent to find out the best options available to you and your business.
Business Insurance –
A good business policy is like an umbrella in that it can cover just about everything, from general liability to loss of income to identity theft and electronic data recovery. Business owner insurance policies also commonly cover losses resulting from theft of tools and equipment.
Workers’ Compensation –
Painting is hard, physical work, and injuries resulting from painting are not unheard of. Chances are that your state requires you to carry workers’ compensation insurance. This type of insurance covers job-related injuries for your employees and, in turn, protects you from being sued for such incidents.
Depending on the size of your business, the makeup of your crew, the nature of your goals, and other variables, you may need some or even all of these types of coverages.
Browse your options, shop around, and ask about discounts. Also, consult with a trusted lawyer and/or insurance specialist to make sure that all ground is covered. This will give you security and peace-of-mind, which are invaluable.
After you get your license, learn how to take your painting business to the next level with effective marketing and sales techniques that lead you to profit.
Painting Business Pro is the number one resource for professional painters. It contains free videos and blog articles on every aspect of the business. Check it out to get started on the path towards extreme profitability.